Evolution Insurance

Evolution Insurance provides the full suite of value for money solutions that are designed to meet the dynamic needs of the discerning short-term insurance consumer. As a value added service and product, all individual Evolution Insurance products (motor, household, or homeowners policies) also include free funeral cover for the policy holder or his/her selected nominee, subject to certain terms and conditions.

Motor Insurance

These policies cover all types of vehicles. There are three basic forms of policy cover:

• Full Third Party Policy
• Full Third Party Fire and Theft Policy
• Comprehensive Policy

Full Third Party (FTP): Covers liability for death or bodily injury to others plus damage to property of others up to a certain limit.

Full Third Party, Fire and Theft (FTPFT): Covers FTP plus damage or loss by fire or theft to insured vehicle.

Comprehensive: Covers FTPFT plus accidental damage to insured’s vehicle, medical expenses and towing charges.

Household Insurance

Covers buildings and fixtures and fittings against damage caused by: theft, fire, lightning, damage of water pipes; accidental breakage of windows and other related accidental damages.

Home Owners Insurance

Covers household goods and personal effects, the property of the insured against theft, fire and lightning .

Commercial Lines Insurance

Evolution Insurance also offers a full suite of innovative, tailored solutions for small, medium and large corporate clients who have simple or complex asset and business protection requirements.